188bet login
The first articleTo carefully implement the Ministry of Education、Ministry of Finance、People's Bank of China、The CBRC "Notice on Further Improve the Opinions of State Aid Loans" (Guofa Office [2004] No. 51) and "Measures for the Implementation Measures for the Implementation of Student Loans for National Universities in Gansu Province (Trial)" (Ganjiao Hall [Gansu Hall (Gansu Hall) [ 2005] No. 35) The spirit of files such as，Ensure that the national student 188bet login is implemented smoothly in our school，Combined with the actual situation of our school，Special Formation of these Measures。
TwoState -aid 188bet login refers to the issuance of financial institutions for students with financial difficulties in ordinary colleges and universities、Unparalleled (credit) commercial 188bet login provided by finance。Its purpose is to help students with financial difficulties to pay tuition fees、Accommodation fee, etc.，To ensure its successful completion of studies。
Article 3The Bank of Our Studies Aid 188bet login of our school is the Lanzhou Electric Power Branch of the Construction Bank Gansu Branch。
Chapter 2Loan Management Agency and Responsibilities
Article 4The main responsibilities of the school National Student 188bet login Management Center (hereinafter referred to as the 188bet login center) are: the policy of implementing the country's relevant student 188bet login 、Policies and regulations，Business guidance from the higher -level national student 188bet login management institution，Responsible for formulating the implementation measures and annual plans of our school's national aid 188bet login ，Coordination of relationships，Research and solve various problems in the implementation of national student loans。
Article 5Loan Center set up an office under the 188bet login work department (office)，The main responsibilities are:
1、Responsible for qualification review of the borrowing applicant submitted by the college，Review and determine the authenticity of the content of the 188bet login application form;
2、Submit the annual application 188bet login plan and 188bet login application of the annual application 188bet login plan and the 188bet login application of the Bank of China; assist in the issuance of the bank to organize loans、Stop and terminate the work;
3、Responsible for the construction of the personal information query system of student 188bet login students、Maintenance and update;
4、Responsible for the summary of all kinds of information and reporting on scheduled student loans of 188bet login ;
5、Responsible for establishing、Update and manage the learning and work unit of students from students、Family address、Effective contact information and other relevant information files，Provide the 188bet login changes to the borrowing students to the Bank of China, as well as changes and contact information;
6、Organize the implementation of the publicity of national student 188bet login regulations and 188bet login integrity education activities，Provide students with student 188bet login consulting services;
7、Responsible for incorporating national student 188bet login management into student file management，When establishing a graduate file，Putting the student's 188bet login information and repayment status into the borrowing student file;
8、Complete other related tasks assigned by the provincial student student 188bet login management center and the school 188bet login management center, as well as other related matters agreed in the agreement in the agreement
Article 6Each college establishes a national student 188bet login management team (can be managed by the college student work leadership group)，Uniformly coordinate the management of the national student 188bet login work of the college students，The main responsibilities are:
1、Promote the relevant policies and regulations of national student loans to 188bet login ，Provide 188bet login with consultation and services;
2、Assist the school's functional departments to do a good job of applying for verification and qualification review of national student 188bet login students;
3、Do a good job in the collection of personal information of the college 188bet login students、Change、Summary and report on schedule;
4Do a good job of obeying the law and integrity education of 188bet login ;
5、Complete other relevant 188bet login matters assigned by the school 188bet login center。
Article 7Witness refers to a natural person who understands the situation familiar with the situation of borrowing 188bet login and has a close relationship with them。Witnesses of the Sub -Youth League Committee of the Borrowing Student's College、Counselor、Class teacher、Teachers or classmates in the same class，Witnesses must have 2 places，Divided into the first witness and the second witness，The first witnesses must be on -the -job faculty，Second witnesses can be teaching workers，can also be a student，Witness does not have to provide guarantees for borrowers。Its main responsibility is:
1、Assist the school and 188bet login banks to fully understand the relevant situation of 188bet login students;
2、Lending 188bet login abide by the law、Education of honesty, trustworthiness and performance of contracts;
3、Frequent contact with students of borrowing，When the borrowing students leave the school due to graduation or other special reasons，Timely providing the new whereabouts and latest valid contact information of the 188bet login students to the school or college's 188bet login management department。
Chapter 3The object, conditions and amount of the 188bet login
Article 8The object of a national student 188bet login is a full -time undergraduate student and graduate student at the school。
9 Students must have the following conditions for students applying for a national student 188bet login :
1、With the nationality of the People's Republic of 188bet login ，and holding the resident ID card of the People's Republic of 188bet login ;
2、With complete capacity for civil behavior (minor applies for national 188bet login loans, it must 188bet apkbe written in writing by its legal guardian);
3、Comply with national laws and regulations and 188bet login discipline regulations，Good morality，No violations of laws and discipline;
4, good academic performance, 188bet login complete normal studies;
5、Family economy is really difficult，The income obtained during the 188bet login period is not enough to pay to complete the basic expenses required for the academic (tuition、Accommodation costs and basic living expenses);
6、Honest and trustworthy，Promise to repay loans in accordance with the 188bet login contract，Promise to assume the entire economy for my borrowing behavior、Law and moral responsibility，Promise to provide changes and effective contact information after graduating from the bank after graduation or other reasons;
7, open a personal current settlement account at the 188bet login of China;
8, meets other conditions stipulated by the 188bet login and the banks.
Article 10Borrowing students can apply for tuition at the same time、Accommodation fee and basic living expense 188bet login ，But the maximum 188bet login amount must not exceed 6000 yuan per person per year。
Chapter 4Application, approval and issuance of national student 188bet login
Article 11Students must provide the following information and certification materials in the national student 188bet login :
1、"Application Form for National Construction Bank National Student Aid 188bet login " in three copies;
2、The "Inspect 188bet login commitment letter" filled out by the borrower's parents or the legal guardian;
3Copy of the valid resident ID card and 188bet login certificate of the borrower;
4, the 188bet login 's performance bill for the first school year of the borrower;
5、The ID card or account book of the 188bet login 's parents or guardian's ID card，The 188bet login is a married person and a copy of the spouse ID card will be provided;
6、A copy of the ID card and work permit (188bet login ID) of two witnesses;
7、The hometown where the borrower is located、Town、Street civil affairs department and county -level 188bet login administrative department on their family economic difficulties。
Article 12Procedures for applying for a national student 188bet login :
1、The applicant submits a 188bet login application to the college，Receive and truthfully fill in the "Application Form for the National Construction Bank of China" and "Supervision Payment Promise"，and provide relevant certification materials and information in accordance with the requirements of Article 11;
2、Each college shall be in accordance with the relevant provisions of the national student 188bet login ，The contents of the "China Construction Bank National Aid Application Form" and the "Inspeak repayment commitment" and the authenticity and integrity of the certification materials provided by the applicants and their parents or guardians are carefully reviewed，According to the results of the review results, the college's "Application of Student Loans for Student Loans", together with the "Application Form for China Construction Bank State Aid 188bet login Application Form", submit it to the school's 188bet login center office at the prescribed time;
3、The Office of the 188bet login Center reviews the materials reported by the departments and departments、Summary，Compilation of the school's "Application for Student Loans for Studies for Studies" and submitted to the bank for approval;
4、After the Bank of China, the bank's reported 188bet login application materials reported and approved，The school organizes students to sign a 188bet login contract 188bet app downloador agreement with the bank。
Article 13The issuance of national student 188bet login is issued in the following ways: the banks have transferred the 188bet login directly into the school's financial account，The school is deducting the tuition fees from the borrowing students、Accommodation fee and various types of arrears，Draw the balance into the borrowing students' personal living settlement account (passbook)。
Chapter 5State student 188bet login repayment period, interest rate discount and return
Article 14The maximum 188bet login period for national student loans does not exceed the six years after graduation of the borrowing students。Borrowing students can repay before graduation，You can also be based on employment and income level，I choose to repay the 188bet login principal from any month after graduating from any month after graduation。
Borrowing 188bet login go through graduation or terminate academic procedures，It must be confirmed with the Bank of China to confirm the repayment plan，The repayment period is determined by the borrowing and loans。
Article 15State -aid 188bet login interest rate Personal in accordance with the legal 188bet login announced by the People's Bank of China in the same period and national interest rate policy，Not floating，Not complaints。
The state gives full subsidies to the 188bet login interest of the students during the school during school，The interest of the student after graduation is paid by the 188bet login student。The start time of the personal interest after graduation after graduation of the borrowing students will be the next month of the graduation certificate.。
188bet login who continue to study in our school after graduating from the school，Must provide a written certificate to the Bank of China in time，After being reviewed and agreed by the bank，You can go through the procedures for the exhibition period，The financial department continues to implement discounts according to 188bet login in the school。
Article 16State -aid 188bet login repayment of principal and interest adopting a flexible way，The borrower can repay the principal and interest of the 188bet login before or when it matches the expiration，You can also pay the principal and interest in advance (such as quarterly or monthly)，The specific 188bet login repayment method is agreed and loaded into the contract by the borrowing student and the bank。For borrowing students who repay the 188bet login in advance，Economic Office Bank calculates interest at the actual term of the 188bet login ，No other expenses other than the interest should be removed。
Borrowing students can repay the 188bet login when they graduate，Check the 188bet login -repayment procedures before going through the graduation procedure。
Chapter 6Change and termination of the National Studential 188bet login Contract
Article 17The 188bet login contract is the legal basis for restricting both parties to borrowing and lending。After the borrowing relationship is determined，Except for special circumstances，The rights and obligations agreed by both parties to the borrowing and 188bet login keep the 188bet login period in principle。
Article 18Borrowing students switch to school during the borrowing，After the school and the banks are transferred to the school and the corresponding bank to handle the 188bet login transfer procedures for the 188bet login of the 188bet login ，Or after the borrowing student repays the principal and interest of the 188bet login ，Fang can go through the transfer procedures。
Article 19Lending students occur during the borrowing、Delivery、Fleeing student status、Study or settle abroad、Violation of national 188bet apklaws、Regulations are subject to criminal sanctions，The Bank of China has the right to stop issuing loans in accordance with the contract、Rejuvenation of 188bet login principal and interest in advance。After taking the above measures, the banks must be taken，or after the bank's bank signed the relevant repayment agreement with the borrowing students，The school can go through the corresponding procedures for them。
Chapter 7Risk precautions and breach of contracts for 188bet login
Article 20Borrowing students must complete the repayment confirmation or exhibition procedure with the Bank of China before graduation，The school attributes the student's 188bet login and related materials to the personal archives of the student。If the borrowing graduates do not go through the 188bet login -related procedures，The school will not go through the graduation procedures for them。
Article 21When the college graduates，The effective contact address and contact number of the first employment unit of the school 188bet login center must provide the school 188bet login center office; for borrowing graduates without employment，Provide the effective contact address and contact number of its family，Provide the effective contact address and contact number of its family。
Article 22Students who have not repaid the 188bet login are after graduation，Should be according to the contract requirements，Notifying the change of personal information to the banks at any time。
Article 23The school and the college shall establish and improve the personal file and information inquiry management system of students，Collection of relevant information about borrowing students，Strengthen post -188bet login management of borrowing students，Accept the inquiry of the information of the borrowing students and the relevant information of the borrowing students at any time。
Article 24Implementation of difficult students reporting system，Each college must regularly study the school's economic difficulties during school、reward and punishment、Subsidable situation、Report to the 188bet login Center Office and parents of students。
Article 25For the deadline agreed in the repayment agreement signed by the Bank of China at the time of the bank,、A amount returned to the borrowing student of the national student 188bet login ，The Bank of China has the right to pay the penalty to the amount of repayment of the breach of contract and the name of the breach of the contract、ID numbers and defaults are provided to the Provincial State Aid 188bet login Management Center。
Article 26Provincial State Student 188bet login Management Center for continuous arrears of 188bet login for principal and interest for more than one year and do not take the initiative to contact the banks or not in accordance with the 188bet login contract、Refund the borrowing student of the national student 188bet login to implement a notification，At the same time, indicate on the Internet in Higher Education Education Query。
Article 27The borrower maliciously arrears of national student loans or escape bank debt，To the risk of bank loans，The Bank of China will take claims protection measures with relevant departments，Compensation 188bet login in accordance with the law。
Chapter 8 Attachment
Article 28 These Measures shall be explained by the Office of the School Student 188bet login Management Center of the School。
Article 29This regulation is implemented from the date of issuance，Originally, the "Student 188bet login Management Measures for Northwest Normal University (Trial)" was abolished at the same time。